Real Estate

Should I Sell My House to a Cash Home Buyer?

Couple meeting with a real estate investor

Selling your house can be a stressful situation. With days, weeks, or even months waiting for the perfect offer to come through, it’s not unusual for many people to say this is one of the most stressful times fo their lives. With the housing market experiencing a slowdown in many areas, it’s little wonder that people just like you are turning to an alternative to the traditional listing- selling their house for cash.

What Is a Cash Home Buyer?

Cash home buyers are an investor or an investment group that will pay upfront for a house, sometimes sight-unseen, with an all-cash offer. This is different from a traditional home sale, in that the buyer doesn’t have to wait for a mortgage lender to approve the home loan. Most cash buyers have their own financing and will write a check, often closing within a few weeks.

Advantages to a Cash Buyer

Investment buyers use a proprietary algorithm to determine the value of your home, as-is. For those who face the prospect of many expensive repairs before listing your house, a cash buyer may be an attractive choice. Often, these cash buyers are “house flippers” and will make modifications to the home or fix anything needed.

If you are on a short timetable to sell your house, the traditional selling process, from listing with a realtor to viewings and waiting for offers to come in, may take longer than you have.

If you are on a short timetable to sell your house, the traditional selling process, from listing with a realtor to viewings and waiting for offers to come in, may take longer than you have. Even after you receive an offer, these still can be problems between offer and closing when the buyers take out a bank loan for the home. Cash buyers don’t rely on outside lenders, so there’s no chance of having the financing fall through before closing.

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Why Should I Sell My House For Cash?

There are several reasons that homeowners just like you opt to sell their houses for cash. It’s an ideal solution if you need to close quickly.

Changes in the family situation

If you’re going through a divorce, you may find that neither party wants to or is financially able to live in the home. In these cases, selling the home quickly, for cash, and splitting the proceeds can allow both spouses to start fresh, without waiting to divide their assets. Other changes, such as a death in the family, may cause you to wish to sell your house quickly.

Inheriting a house you don’t want to live in

Many times, children inherit homes from their parents in a town they don’t wish to live in. If you’ve inherited a house, especially if there are multiple heirs, it may make more sense to quickly sell the home and share the profits. If you live in a different town from the house that you inherited, then it may be difficult to manage the sales process from your own city.

Pay off debt

Unexpected medical bills, a loss of a job, or other financial challenges can cause you to fall behind in your house payments. Selling your house fast for cash, to downsize and pay off medical or other bills, is a viable option for many struggling Americans. Cash buyers close fast, which can save many people from foreclosure. Most cash buyers are willing to buy your house even if you’re in pre-foreclosure, allowing you to get out from under the delinquent payments and salvage your credit.


Landing your dream promotion sometimes means that you have to move across the country. Most families can’t afford two house payments, especially for the length of time that the traditional sales process takes. Selling your house for cash can free up extra money to relocate and help you invest in a house in your new town.

Your home has been damaged by fire or flooding

After a natural disaster, you may not have the funds or energy to fix your house. Some families just don’t want to stay in a house afterward, or the damage may be too great to entirely fix, even if you’ve gotten payment from your homeowner’s insurance. Cash buyers are investors that have the resources to repair even the most damaged houses, even if it means tearing it down to the studs. Selling a home in poor condition can help you make a fresh start.

Avoid costly real estate commissions

In traditional real estate sales, the seller will pay the real estate commissions for both the buyer and the seller. This comes out of the proceeds from the sale of the house and can be as much as 6% of the total sale price. If you don’t have a lot of equity in your home, this can take a big cut out of your profits. Cash-paying investment buyers don’t charge a commission, and the fee for appraising your house is nominal. Even with a lower offer, you might end up with a greater profit selling directly to a cash buyer and eliminating the realtor middleman.

The Cash Sales Process

Are you wondering how the cash sales process works? It starts with an online offer request or a phone call with a knowledgeable sales representative. They’ll gather information about your house, including the condition, the year it was built, and any upgrades or modifications that you’ve made. Using a specialized algorithm, a personalized quote will be created. You simply say yes or no.

While the offer may not be as high as you’d receive if you sold your home on the open market, you also don’t have to make costly repairs on your house before listing it. Also, many times buyers will ask for concessions from the seller at closing, such as upgraded appliances, a replacement furnace or water tank, or a new fence. These concessions can add up – this, plus any repairs you need to make before listing the house can eat into the profits that you’ll get from the house.

Once you’ve accepted your all-cash offer, set a date for closing. At, this can be in as little as 10 days. That’s it. It’s that easy. Ready to get started? Give us a call or request an offer online today, and you can be holding a check-in as little as a couple of weeks.


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